Here are the options described in @diegows's response, described in more detail, with the documentation: No matter if your common IRA contribution is tax deductible depends upon your cash flow amount, submitting position and irrespective of whether you (or your wife or husband) are covered by a retirement system at https://tax-advantaged-retirement62827.humor-blog.com/36435730/the-fact-about-ira-eligible-bullion-that-no-one-is-suggesting